Please, someone, anyone, remind me that I’m a smart person. Because I’m surely not feeling it lately. There’s something about tax time that raises my self-doubt to the tipping point. (Or maybe it was the addition of a rough stomach virus that had me considering retirement yesterday…)

I just called Lauren at my payroll company because I received something from the Department of Labor declaring 1.90% as the minimum contribution rate for 2012 followed by the number 73. Huh? I brought this sheet to my accountant yesterday who referred me to the payroll people. I have no idea what this means. But when I called my payroll processor, she said, “Oh, no problem. Fax it over and we’ll make that change.”

There’s a high level of trust here, because I’m truly in the dark and don’t even want to ask the first question. Do you EVER feel like that?

My meeting with my accountant went well. Until I got tripped up on the part where he said that the charitable contributions I’d made aren’t business expenses, but are deductible in another way. What’s the difference?

If you’re reading this and thinking, “But, Jane, everyone knows this stuff,” please give me a call and really dumb it down for me.

What I’m really curious to hear about from you is: what puts you over the edge? We’re all operating at such a high level in so many areas of our lives. When I’m tripped up by my lack of knowledge, I don’t want to minimize my brilliance, as I am wont to do. I’ve got good recovery skills, but would love to prevent the deep dive.

What I’m truly grateful for is that there are professionals out there who can guide me through…and not judge me. I don’t have to understand it all, so long as I have good people in place who do.


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